Indiana Property Taxes and Cold-Weather Reminders
November brings a few dates and seasonal considerations worth having on the Indiana homeowner calendar.
November 10: Indiana Property Taxes
Indiana property taxes are generally paid in two installments each year. For 2026, the fall installment is due November 10.
A few things to know:
- Property-tax payments are made to the county treasurer where the property is located.
- Indiana property taxes are paid in arrears, meaning taxes paid this year generally relate to the prior year.
- If your property taxes are escrowed with your mortgage, your servicer may handle the payment.
Have a question about your individual bill? Your county treasurer is the best place to start.
Know Your Water Shutoff
If you haven’t already done so this fall, locate your home’s main water shutoff valve.
If a frozen pipe leaks or bursts, being able to stop the flow of water quickly can help limit additional damage.
Also check that you have:
- Completed any needed irrigation winterization
- Disconnected outdoor hoses
- Addresses exposed pipes in cold areas
- Reduced drafts around vulnerable plumbing
Leaving Town?
Holiday travel can leave a home unattended during some of Indiana’s coldest weather.
Before leaving:
- Don’t turn off the heat.
- Consider having someone check the property during periods of extreme cold.
- Know how you or someone nearby could access the main water shutoff if necessary.
- Review any property-specific winterization needs before an extended absense.
Indiana’s Office of Utility Consumer Counselor recommends not setting the thermostat below 55°F while away to help reduce the risk of frozen pipes.
Worth Knowing
Indiana property taxes are paid in arrears.
It’s a phrase you may see on tax documents without much explanation: taxes paid during the current year generally represent taxes assessed for the previous year.
Property-tax circumstances can vary. Verify your individual bill, payment status and deadlines with the appropriate county office and consult a qualified tax professional regarding tax questions. Home-maintenance needs also vary by property; consult a qualified professional when appropriate.
Living Well at Home
From seasonal considerations to thoughtful homeownership decisions, The Homeowner Edit is designed to help you stay informed and plan ahead. For questions about your home, local market or future plans, your Encore Sotheby’s International Realty advisor is here to help.
Encore Sotheby’s International Realty is a boutique residential real estate brokerage providing home sellers and buyers with a luxury level of service in Indiana and beyond. Specializing in the central, northeast and northwest regions of Indiana, the firm operates out of offices in Carmel, Indianapolis, Zionsville, Fort Wayne, and Syracuse. Backed by the world-class Sotheby’s International Realty brand, clients benefit from local expertise with global reach. For all of your real estate needs, call 317.660.4444 or visit encoresothebysrealty.com.
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